Credit inquiries can be listed on a credit report where a consumer inquires to obtain finance with a credit provider enquiries indicate to other creditors what loans/credit you may have applied for, which in turn can negatively impact your score or rating. If you have too many inquiries within a short space of time, this can negatively affect your score and ability to obtain finance; particularly inquiries with payday lenders. These are many instances whereby credit enquiries are made by credit providers without your express consent or knowledge of the effects of the same. In certain limited cases, we can assist, for example, if you were a victim of fraud or did not give consent to the credit provider to access your report, especially when applying for finance online. In cases such as these, we can assist you in having some enquiries removed from your credit report, therefore improving your score and likelihood of obtaining finance. .
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