Credit providers can record late or missed payments on your credit file as part of repayment history information, this can affect your ability to borrow as you may be deemed as a ‘credit risk’. Further emphasis is being placed on late repayment history by credit providers such as banks and lenders drastically affecting credit scores and creditworthiness.
Your repayment history does not include the amount of any missed payment, only the fact that you have made or missed a payment.
We can analyze your situation to determine if there are reasonable grounds for the clearing and amending of the adverse repayment history. Contact us Today!
